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As Banking industry faces turbulence, SVB Financial has filed for bankruptcy protection

BusinessAs Banking industry faces turbulence, SVB Financial has filed for bankruptcy protection

On Friday, SVB Financial Group filed for Chapter 11 bankruptcy protection to help find buyers for its assets, following the recent shutdown and FDIC control of its main business, Silicon Valley Bank.

However, the bankruptcy filing excludes its other businesses, SVB Capital and SVB Securities, which can still seek new owners during the bankruptcy process.

According to the chief restructuring officer, the Chapter 11 process will allow SVB Financial to preserve value and explore strategic alternatives for its assets. Despite having around $2.2 billion in liquidity, $3.3 billion in bond debt, and $3.7 billion in preferred stock, the sale of its remaining businesses could result in a dispute between creditors seeking to recoup losses and the FDIC looking to cover losses at the bank.

Meanwhile, the FDIC is seeking a buyer for Silicon Valley Bridge Bank, which is now under its supervision and not part of SVB’s bankruptcy filing.

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