How to Check Crb Status Online. CRB, which stands for Credit Reference Bureau, lenders submit details of individuals who fail to repay their loans. It is, therefore, essential that one does a CRB status check regularly to confirm their CRB status.
METHOD 1: METROPOL CREDIT REFERENCE BUREAU LIMITED
You can access CRB services from Metropol through Metropol website,metropol crystobol app or by dialling*433#.
You will Pay kes 50 as registration fees through the Paybill number 220388.Enter your ID number as the account number.
You’ll get an SMS with your unique PIN details,a Reference Number and a special Link
After you register you can now dial *433# and login using details provided
CRB METROPOL CHARGES
CRB Credit Score- You will pay ksh 150 to get your credit score per year. You will be awarded marks between 200-900. Any marks below 400 means your rating is low because you are defaulter. Rating near 800-900 means you have high rating.
Credit Report- Pay ksh 250 to get detailed information on institutions that have listed you.
CRB Kenya clearance certificate: after making sure you have cleared all your loans. You can now be issued with clearance certificate at ksh 2200
METHOD 2: TRANSUNION CREDIT REFERENCE BUREAU CRB KENYA
- Send your full names to 21272
- Enter your ID number
- Choose CC (meaning Credit Status)
- Receive your CRB status.
CRB Credit report in kenya – pay ksh650
CRB Clearance certificate in kenya you pay – ksh 2200
METHOD 3:CREDIT INFO CRB KENYA
You can still register with creditinfo to get your credit information yearly.Simply visit creditinfo.co.ke to register.You’ll then receive your credit report on your email address.
How to check CRB status for free
You can also access a free credit report once a year from Transunion. However, you can access more than one report after paying Ksh.650 to PayBill 212121 and using your phone ID number as the account number.
To obtain a clearance certificate through Transunion, you will pay a Ksh. 2,200 fee to the PayBill number 212121 and enter your ID number as the Account Number. After paying, send your Mpesa message to [email protected] to claim your certificate.
Now that I have shown you how to check your CRB status, you will analyze your creditworthiness before applying for a loan. You should check your credit status with all three platforms since some lenders forward defaulters to all three bureaus.
WHAT’S A CREDIT REFERENCE BUREAU (CRB) IN KENYA
A credit reference bureau is a company licenced by central bank of Kenya to collect, store and collate credit information on individuals and companies from different sources and provide the information in form of a credit report upon the request of a lender.
CRB Kenya Clearance Certificate
Governmental and an increasing number of private sector employers are making it mandatory for prospective employees to present a Certificate of Clearance from one of the licensed credit reference bureaux (CRBs). Metropol provide a convenient network of offices and agents for individuals to obtain their CoC when required. The CoC may be used to Know Your Employee (KYE), Know Your Customer (KYC), Know Your Agent (KYA), or to clear the individual or company itself for business with other SMEs or corporate clients.
What is a CRB certificate of clearance (COC)?
A certificate of a clearance is a document that confirms that currently a customer does not have a non- performing account.
Do you pay to have your record updated by a CRB?
NO: CRBs do not charge to have customer information on the CRB. Actually sharing data with CRBs is free for all lenders. Nevertheless when a customer has a historical negative listing, a lender ask for a certificate of clearance (COC) from the CRB.
What are the reasons for getting a CRB kenya certificate of clearance?
A COC is meant to give the borrower peace of mind. A COC is required to present to a lender after being adversely listed, to apply for employment etc.
How long is a COC valid?
A COC is valid as at the date of issue. This is because CRBs receive information on a daily basis which could alter the customer information.
How much does a CRB kenya COC (Clearance Certificate) Cost?
A COC cost ksh 2200 which is payable through mpesa or to the CRB bank account
Who qualifies to get a CRB COC(Clearance Certificate)?
Detailed Question
How to check CRB status
What is a CRB certificate of clearance (COC)?
What are the reasons for getting a CRB kenya certificate of clearance?
How long is a COC valid?
How much does a CRB kenya COC (Clearance Certificate) Cost?
Who qualifies to get a CRB COC(Clearance Certificate)?
