How to OPT in to FULIZA

This article explains How to OPT in to FULIZA. Fuliza is a continuous overdraft service that allows Safaricom’s M-PESA customers to complete their M-PESA transactions even when they do not have enough funds in their M-PESA account.

To enjoy Fuliza M-PESA overdraft services, a customer needs to be registered on M-PESA with an active Safaricom M-PESA line. Customers will need to opt into the Fuliza service to enjoy the service.

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Eligibility

M-PESA customers registered using their national ID/Kenyan passport/Military ID can activate Fuliza but not all are eligible for a loan limit upon activation.
M-PESA accounts registered using Foreign passport cannot successfully opt-in to Fuliza.
Upon opting in, one will be assigned a limit that defines the maximum amount of overdraft they can access.